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Anz new zealand car insurance

Australia and New Zealand Banking Group Limited
Automatic car insurance
Type Public
Traded as ASX: ANZ
NZX: ANZ
Industry Banking, Financial services
Founded 2 March 1835; 182 years ago (1835-03-02)
Headquarters 833 Collins Street
Docklands, Melbourne, Australia
Key people Shayne Elliott (CEO)
David Gonski (Chairman)
Products List
Revenue Car insurance auto renewal is it legal to ship A$ 21.071 billion (2015)[1]
Profit Long term car lease uk including insurance company A$ 07.493 billion (2015)[1]
Total assets Youtube poop trains planes and car insurance A$ 889.9 billion (2015)[1]
Number of employees 50,152 (2015)[1]
Website www.anz.com

The Australia and New Zealand Banking Group Limited, commonly called ANZ, is the fourth largest bank by market capitalisation in Australia, after the Commonwealth Bank, Westpac Banking Corporation and National Australia Bank.[2] Australian operations make up the largest part of ANZ's business, with commercial and retail banking dominating. ANZ is also the largest bank in New Zealand, where the legal entity became known as ANZ National Bank Limited in 2003 and changed to ANZ Bank New Zealand Limited in 2012. From 2003 to 2012 it operated two brands in New Zealand, ANZ and the National Bank of New Zealand. The National Bank brand was retired in 2012, with a number of branches closing and others converting to ANZ branches.[3]

In addition to operations throughout Australia and New Zealand, ANZ also operates in thirty other nations.[4]

ANZ was named the most sustainable bank globally in the 2008 Dow Jones Sustainability Index making it the 2nd year in a row ANZ has been granted the title. In 2007 the title was shared with another Australian bank, Westpac, which had held the title for the previous five years.[5]

ANZ was established on 1 October 1951, when the Bank of Australia merged with the Union Bank of Australia Limited.[6]

Contents

  • 1 History
    • 1.1 19th century
    • 1.2 1950-60s
    • 1.3 1970s
    • 1.4 1980s
    • 1.5 1990s
    • 1.6 21st century
  • 2 Organisational structure
  • 3 Asia-Pacific
  • 4 Offshoring of jobs
  • 5 Advertising
  • 6 New headquarters
  • 7 Controversies
    • 7.1 Manipulation of benchmark interest rates and other key metrics
    • 7.2 Agriculture and child labour
    • 7.3 Litigious approach
    • 7.4 Culture
    • 7.5 Malaysian scandal
    • 7.6 Misleading file notes presented to Victorian Supreme Court
    • 7.7 Out-sourcing of jobs
    • 7.8 Anti-competitive conduct
    • 7.9 Panama Papers
  • 8 Coat of arms
  • 9 See also
  • 10 References
  • 11 External links

History

Albion car insurance This article is in a list format that may be better presented using prose. You can help by converting this article to prose, if appropriate. Editing help is available. (December 2016)

19th century

  • 1835: The Bank of Australasia established under a Royal Charter granted in London on 2 March 1835[7]
  • 1837: The Union Bank of Australia established in London[8][9]
  • 1852: The English, Scottish and Australian Bank (ES&A) established in London

1950-60s

  • 1951: The Bank of Australasia merges with the Union Bank of Australia to form the Australia and New Zealand Bank Limited (ANZ Bank)[10]
  • 1963: First computer systems established in new data processing centre in Melbourne, Australia
  • 1966: ANZ starts operations in Honiara, Solomon Islands
  • 1968: Opens office in New York, USA
  • 1969: Establishes representative office in Tokyo, Japan

1970s

  • 1970:
    • As of 1 October 1970, in what was then the largest merger in Australian banking history, ANZ merged with the English, Scottish and Australian Bank Limited to form the present organisation, Australia and New Zealand Banking Group Limited[11]
    • Starts operations in Vanuatu
  • 1971: Opens representative office in Malaysia
  • 1976: ANZ (PNG) established
  • 1977: ANZ incorporated in Australia (transfers from UK)
  • 1979: Acquires the Bank of Adelaide

1980s

  • 1980: Singapore and New York representative offices upgraded to branch status
  • 1984: Purchases Grindlays Bank[12][13]
  • 1985:
    • Acquires Barclays’ operations in Fiji and Vanuatu
    • Receives full commercial banking licence and opens branch in Frankfurt, Germany
    • Announces ANZ Singapore Limited
    • Opens representative office in Bangkok, Thailand
  • 1988:
    • Opens branch in Rarotonga, Cook Islands
    • Opens branch office in Paris, France
  • 1989: Purchases PostBank from New Zealand Government[14]

1990s

First car low insurance group ANZ World Headquarters. Designed by Peddle Thorp Architects, the building is affectionately known as Gothic Tower due to its architecture. Queen Street, Melbourne.
  • 1990:
    • Acquires National Mutual Royal Bank Limited
    • Acquires Lloyds’ operations in Papua New Guinea
    • Acquires Bank of New Zealand’s operations in Fiji
    • Acquires Town and Country Building Society in Western Australia
  • 1991:
    • Acquires 75 per cent of Bank of Western Samoa
    • Opens representative office in the Philippines
  • 1993:
    • New world headquarters built in Melbourne, Australia
    • Joint venture established with PT Panin Bank, Indonesia
    • Opens a branch in Hanoi and a representative office in Ho Chi Minh City, Vietnam
    • Opens a branch in Shanghai and a representative office in Guangzhou, China
    • Starts operations in Tonga
    • Sold Canadian operations to HSBC Bank Canada
  • 1995:
    • Opens a commercial banking branch in Manila, Philippines, the first Australian and New Zealand bank to do so
  • 1996:
    • www.anz.com launched
    • ANZ opens its second Vietnamese branch at Ho Chi Minh City
  • 1997:
    • John McFarlane appointed Chief Executive Officer
    • ANZ Phone Banking launched
    • Official opening of Beijing branch, China
    • Bank of Western Samoa changes its name to ANZ Bank (Samoa)
  • 1998: Acquires stake in PT Panin Bank, Indonesia
  • 1999:
    • ANZ Internet Banking launched
    • ANZ announces strategic alliance with E*Trade Australia for online share trading service
    • Purchases Amerika Samoa Bank (Approved 2000) [15]

21st century

  • 2000:
    • ANZ sells its Grindlays businesses in the Middle East and South Asia, and associated Grindlays Private Banking business to Standard Chartered
    • Granted local currency (Renminbi) licence from the People’s Bank of China
  • 2001:
    • Acquires 75 per cent of Bank of Kiribati
    • ANZ Timor Leste opens
    • Establishes cards business in Hong Kong
  • 2002:
    • Forms joint venture with ING Group for funds management and life insurance business in Australia and New Zealand
    • One millionth customer registers for ANZ Internet Banking in Australia
  • 2003: Acquires National Bank of New Zealand
  • 2005: Establishes ANZ Royal Bank in Cambodia, a joint venture with the Cambodian-based Royal Group company
  • 2006: New world headquarters announced for Melbourne Docklands near the headquarters of the National Australia Bank
  • 2007:
    • ANZ wins Money Magazine "Bank of the Year" award again after having lost to National Australia Bank in 2006
    • ANZ acquires E*Trade Australia[16]
    • Mike Smith, formerly of HSBC, assumes the role of CEO with the retirement of John McFarlane on 1 October 2007[17]
    • ANZ acquires a 20% stake in Bank of Tianjin, China.
    • ANZ acquires Citizen Securities Bank (Guam)
    • ANZ takes over from telecommunications company Telstra as naming rights sponsor for Sydney's Stadium Australia.
  • 2009:
    • 25 September 2009 Announced it will buy out ING Group's 51% stake of the JV, ING Australia giving ANZ 100% control of ING Australia.
    • 12 November 2009 ANZ opens new ANZ Centre headquarters in Docklands, Melbourne
    • 1 December 2009 ANZ officially gain full ownership of ING Australia.
  • 2010:
    • November 2010, ING Australia renamed OnePath
    • ANZ acquires RBS (Royal Bank of Scotland)'s interests in Hong Kong, Taiwan, Singapore and Indonesia,[18][19][20] which were part of and traded as ABN-AMRO prior to RBS' acquisition of the Dutch bank in 2009.
  • 2012
    • Announces retirement of the National Bank brand in New Zealand.[3]
  • 2013
    • Becomes the first bank to reopen in the Christchurch CBD following the 2011 earthquakes[21]
  • 2016
    • Shayne Elliott assumes role as CEO.[22]
    • April 27 - Partnered with Apple Inc. to bring Apple Pay to its customers.[23][24]

Organisational structure

Under 21 car insurance uk comparison View of ANZ head office in Docklands, Melbourne
  • Australia
    • Retail Products
    • Retail Distribution
    • Commercial Banking
    • Wealth (including ETrade in Australia and OnePath)
  • ANZ Bank New Zealand
    • ANZ Bank
    • UDC Finance
    • Bonus Bonds
    • Direct Broking - Share trading
    • OnePath New Zealand
  • Institutional Banking
    • Institutional banking
    • Corporate Finance
    • Working Capital
    • Corporate banking
    • Economics@ANZ
  • Asia and Pacific
    • International Partnerships

Asia-Pacific

ANZ is one of the leading Australian banks in the Asia-Pacific region. It has been aggressive in its expansion into the emerging markets of China, Vietnam and Indonesia. ANZ is also a leading bank in New Zealand as well as several Pacific Island Nation where it competes in many markets with fellow Australian bank Westpac. ANZ's arm in New Zealand is operated through a subsidiary company, ANZ National Bank, from 2003 to 2012, when it changed to ANZ Bank New Zealand upon merging the ANZ and National Bank brands.

In March 2005, it formed a strategic alliance with Vietnam's Sacombank involving an acquisition of 10% of Sacombank’s share capital. As part of the strategic alliance, ANZ will provide technical assistance in the areas of risk management and retail and small business banking.

ANZ has followed a similar strategy in China, where it acquired a 20% share in Tianjin City Commercial Bank in July 2006. It also negotiated a similar deal with Shanghai Rural Commercial Bank.

In August 2009, ANZ purchased RBS's retail units in Taiwan, Singapore, Indonesia and Hong Kong, as well as RBS'si banking businesses in Taiwan, the Philippines and Vietnam. It was purchased for the price of A$687 million.

As of September 2012, the company had a total of 1,337 branches worldwide.[25]

In 2016, ANZ adopted less aggressive approach to expansion in the Asia-Pacific region after low returns.[26][27][28] At the end of October 2016 ANZ announced the sale of its Asian retail and wealth management operations to the Development Bank of Singapore; ANZ also signalled a withdrawal from its "Asian pivot".[29]

Offshoring of jobs

ANZ have been progressively increasing work output from offshore offices. ANZ's Bangalore office has been operational since 1989, making it one of the first organisations to employ IT staff based in India. ANZ employs around 4,800 staff in Bangalore, India.[30] 1500 IT positions, 2000 positions in Payments and Institutional Operations and International and High Value Services and 1300 positions in Operations Personal Banking have been shifted from Melbourne to India. In 2006, ANZ predicted that by 2010, over 2000 jobs would have been shifted from Australia to Bangalore.[31] In 2012 ANZ has transferred 360 permanent staffs from Melbourne and Bangalore to Capgemini. All these staff worked in the Technology Testing and Environment Space.[citation needed] As ANZ CIO Anne announced earlier that ANZ want a Hybrid model of technology in order to achieve the 2017 Technology roadmap.

Advertising

In 2010 ANZ spent $195m in Australia on advertising.[32] According to a 2014 top 20 list of advertising spends, ANZ was in the top 20.[33] In 2016 New Zealand ANZ had the highest spend of any bank.[32] One third of ANZ's spend on media is said to be digital.[34]

In 2005 an advertisement included two famous robots: Lost in Space robot, and a Dalek from Doctor Who, although the Dalek was replaced in subsequent versions of the ad.

In 2006 the company started a TV campaign with a series of ads featuring their new mascot - the Falcon, a bird trained to stop credit card thieves, illustrating the company's measures in prevention of credit card fraud.

Insurance on a peugeot 107 car ANZ's head office was inaugurated in 2009

In 2010, ANZ ran an ad campaign parodying common banking scenarios with a fictional character known as 'Barbara who lives in Bank World', a middle-aged, rude, sarcastic and unhelpful bank manager. The adverts have received acclaim for wit and humour, but also criticism for stereotyping bank managers. Barbara is portrayed by Australian comedian Genevieve Morris.[35]

In 2011, a series of ads were fronted by Simon Baker, the star of the American television show The Mentalist.

In 2015 ANZ held a campaign in sync with the Sydney Gay and Lesbian Mardi Gras.[36]

New headquarters

In September 2006, plans were unveiled for ANZ's new world headquarters to be located in Melbourne's Docklands precinct. The complex features a vast low rise office building, shops, car and bicycle parking facilities. The new complex will enable 6,500 ANZ staff to work in one integrated area, however the company will maintain its flagship building, 100 Queen Street Melbourne. The new headquarters is the largest office complex in Australia at 84,500 m² NLA, 130,000 sqm GFA and an accredited 6 Green Star Building. Construction commenced in late 2006 and the building opened in late 2009. The building is located at 833 Collins Street. It has been designed by HASSELL & Lend Lease Design - fronting the Yarra River.

In 2006, it was expected to cost A$478 million to build,[37] but ended up costing $750 million by the time it was complete in 2009.[38]

The building was one of the winners at the 2010 World Architecture Festival in the category "Interiors and Fit Out of the Year".[39]

The ANZ announced in 2016 that it would be selling its old Melbourne headquarters.[40] The old bank building, fronting Collins Street, in Melbourne, was purpose built as the head office of the English, Scottish & Australian Bank (an ANZ predecessor) from 1883-87.[40]

Controversies

Manipulation of benchmark interest rates and other key metrics

In 2016 ANZ and 10 of its traders were named as being the subject of legal proceedings for manipulation of the benchmark inter-bank interest rates in Australia; specifically ASIC has made claims of unconscionable conduct and manipulation against ANZ.[41][42][43] ANZ has attempted to deny the claims and says it will defend the claim in court.[44] Formal filings of the originating process in this regards were made against ANZ on 4 March 2016.[45] Since that time ASIC has compounded their claim against the ANZ.[46] In a separate court appearance in November 2016 ANZ admitted to 10 instances of attempted cartel conduct regarding alleged manipulation of the Malaysian ringgit.[47] The wider market rigging case has been reported as likely lastining into 2018.[48]

Agriculture and child labour

ANZ has been the subject of claims that it has backed agriculture and timber companies that engage in so called 'land grabs'.[49][50] In 2014 ANZ faced allegations that it funded a Cambodian sugar plantation that has involved child labour, military-backed land grabs, forced evictions and food shortages.[51][52]

Litigious approach

The ANZ has also be criticised in the Senate for its allegedly "hard boiled" approach to farmers exposed to the fallout from ANZ's purchase of the Landmark loan book.[53][54] One submission to the Senate inquiry into bank conduct mentioned one farmer self-immolating himself after alleged defaults occurring.[55] Another former customer in the Senate inquiry was mentioned as being subjected to victimisation by receivers and police, including use of SWAT teams and being held at gun-point.[55] In 2016 it was reported that ANZ was accused of racism in a high-profile court case involving the businessman Pankaj Oswal and his wife;[56] specifically it was reported that an email contained comments stating that, "“We are dealing with Indians with no moral compass and an Indian woman [the wife of Mr. Oswal], as every bit as devious as PO (Pankaj Oswal),” and “This has been a very Indian characteristic transaction."[56][57] The ANZ agreed to a settlement for an undisclosed amount in respect of the legal claim made by the Oswals.[58]

Culture

ANZ CEO Shayne Elliot admitted in 2016 that "culture" will be one of the biggest challenges for ANZ.[59] Media reports have included allegations of sexism, drug use and bravado culture.[60] In 2016 ANZ was pursued in court over its suggesting on social media that criticism of the bank’s chief financial officer might have been sexist, which resulted in the broker at Bell Potter losing his job.[61][62] Former ANZ director John Dahlsen in 2016 admitted that there are issues with bank culture and competition.[63] In November 2016 there were further claims of sexist conduct and a separate lawsuit was filed against ANZ in the United States regarding staff at its New York office.[64][65]

Malaysian scandal

In early 2016, ANZ was also mentioned in a scandal in Malaysia involving one of ANZ's subsidiaries and the Malaysian leader.[66] The incident has raised questions for ANZ.[67] ANZ admitted in November 2016 that it had little ability to control its affiliate.[68]

Misleading file notes presented to Victorian Supreme Court

In 2016 there was an incident reported involving the Financial Ombudsman Service (Australia), where the Financial Ombudsman Service presented misleading file notes to the Supreme Court of Victoria, in the discovery phase of a case involving ANZ, to the benefit of ANZ's case.[69][70][71] The ANZ has not commented on the scandal as yet.

Out-sourcing of jobs

ANZ has continued to out-source jobs in countries other than Australia and this has caused some controversy with some outlets.[72]

Anti-competitive conduct

Despite the ANZ taking advantage of block-chain technology[73] the ANZ had blocked businesses making use of bitcoin. The ANZ was investigated by the Australian Competition and Consumer Commission and was cleared of colluding with other banks on the issue of bitcoin based business.[74] A number of prominent Senators[who?] have called the investigation into question and continue to criticise the conduct of ANZ and other large banks on this matter.[citation needed]

Panama Papers

The ANZ was reported as appearing in 7548 of the Mossack documents in the Panama Papers, reflecting the bank's extensive work in New Zealand, the Cook Islands, Samoa and Jersey.[75]

Coat of arms

Arms of Australia and New Zealand Banking Group
Car insurance after age 25 Notes The arms of the Australia and New Zealand Banking Group consist of:[76] Crest Upon a helm with a wreath of the colours an antelope and a unicorn both armed and crined Or and gorged with a collar Gules supporting saltirewise a key Gold and a sword Proper quillons hilt and pommel Gold. Escutcheon Per pale Azure and Or a pile couped and per pale its point on a mound issuing in base also per pale eight roundels and as many billets in circle all counterchanged. Supporters On the dexter side a kangaroo Or and on the sinister side a kiwi Azure beaked and legged Gold. Compartment Desert and grass proper. Motto Tenacious of purpose.

See also

  • ATM Industry Association (ATMIA)
  • Banking in Australia
  • List of banks
  • List of banks in Australia
  • List of banks in Oceania

References

  1. ^ a b c d "Annual Report 2015" (PDF). ANZ. 3 November 2015. Retrieved 14 February 2016. 
  2. ^ "ASX 200 List / Market Capitalisation Accurate on: 29 October 2015". ASX 200. Australian Securities Exchange. 21 September 2015. Retrieved 29 October 2015. 
  3. ^ a b ANZ still finalising National Bank closures. 3 News NZ. 10 October 2013.
  4. ^ "About ANZ". Australia and New Zealand Banking Group. Retrieved 17 November 2011. 
  5. ^ "Archived copy". Archived from the original on 12 January 2012. Retrieved 2008-12-15. 
  6. ^ "Faith in The Future.". South Coast Times and Wollongong Argus (NSW : 1900 - 1954). NSW: National Library of Australia. 8 February 1954. p. 23 Supplement: ROYAL VISIT SUPPLEMENT. Retrieved 12 July 2014. 
  7. ^ "BORN HERE.". Examiner (Launceston, Tas. : 1900 - 1954). Launceston, Tas.: National Library of Australia. 13 July 1935. p. 8 Edition: DAILY. Retrieved 12 July 2014. 
  8. ^ "PROSPECTUS OF THE UNION BANK OF AUSTRALIA, ABOUT TO BE ESTABLISHED IN LONDON.". The Sydney Monitor. 1838-01-01. p. 2. Retrieved 2016-02-14. 
  9. ^ "THE NEW BANK.". The True Colonist Van Diemen's Land Political Despatch, and Agricultural and Commercial... 1837-12-15. p. 6. Retrieved 2016-02-14. 
  10. ^ "October first 1951 : Australia and New Zealand Bank Limited in which are merged the Bank of Australasia and the Union Bank of Australia Limited. - Version details - Trove". trove.nla.gov.au. Retrieved 2016-02-14. 
  11. ^ "October 1 as merger date of ANZ and ES'A". The Canberra Times. 1970-09-11. p. 16. Retrieved 2016-02-14. 
  12. ^ "Shareholders approve takeover of Grindlays". The Canberra Times. 1984-08-03. p. 14. Retrieved 2016-02-14. 
  13. ^ "ANZ goes international". The Canberra Times. 1985-06-20. p. 20. Retrieved 2016-02-14. 
  14. ^ "Business and investment ANZ picks up NZ bank for $494m". The Canberra Times. 1988-12-22. p. 13. Retrieved 2016-02-14. 
  15. ^ "FRB: Press Release - Approval of application of Australia & New Zealand Banking Group". Federal Reserve Board. 7 August 2000. Retrieved 17 November 2011. 
  16. ^ "Archived copy" (PDF). Archived from the original (PDF) on 28 September 2007. Retrieved 2007-08-30. 
  17. ^ "ANZ Chairman announces successor to CEO". Australia and New Zealand Banking Group. Archived from the original on 28 September 2011. Retrieved 17 November 2011. 
  18. ^ "ANZ acquires RBS' Hong Kong businesses". news.ninemsn.com.au. 22 March 2010. Archived from the original on 5 June 2011. Retrieved 17 November 2011. 
  19. ^ "ANZ acquires RBS in Singapore". International Business Times. 17 May 2010. Archived from the original on 3 October 2011. Retrieved 17 November 2011. 
  20. ^ "ANZ completes RBS purchases in Indonesia". Financial Review. 14 June 2010. Retrieved 17 November 2011. 
  21. ^ ANZ opens in Christchurch rebuild zone. 3 News NZ. 10 October 2013.
  22. ^ "ANZ Management Board | ANZ Shareholder Centre". www.shareholder.anz.com. Retrieved 2016-01-21. [permanent dead link]
  23. ^ "Apple, ANZ Bank strike deal to bring Apple Pay to Australia". Reuters. 2016-04-27. Retrieved 2016-04-28. 
  24. ^ "Apple Pay - Apple (AU)". Apple (AU). Retrieved 2016-04-28. 
  25. ^ "Company Profile for Australia and New Zealand Banking Group Ltd". reuters.com. 
  26. ^ "ANZ's Asian super regional strategy gets remake". Financial Review. Retrieved 2016-02-15. 
  27. ^ "ANZ pulling back from Asia expansion - The Rakyat Post". The Rakyat Post. Retrieved 2016-02-15. 
  28. ^ "ANZ's Shayne Elliott talks about shrinking the empire". Financial Review. Retrieved 2016-02-15. 
  29. ^ "ANZ sells Asian retail and wealth operations to DBS". 
  30. ^ "ANZ - KEEP OUR JOBS HERE! - Finance Sector Union". Finance Sector Union. 28 November 2006. Archived from the original on 27 September 2011. Retrieved 17 November 2011. 
  31. ^ Financial Services Union of Australia, 2006. Bank Check, Spotlight on the ANZ Bank Archived 17 November 2007 at the Wayback Machine., retrieved 8 December 2009.
  32. ^ a b "ANZ leads bank advertising spending lower as only three banks spend more on ads in 2015 than in 2014". interest.co.nz. Retrieved 2016-02-13. 
  33. ^ "Ad spending tipped to remain steady". The Sydney Morning Herald. Retrieved 2016-02-15. 
  34. ^ "The four pillars of marketing: How ANZ Bank goes big in digital". Econsultancy. Retrieved 2016-02-13. 
  35. ^ "ANZ 'Barbara lives in Bank World' campaign launches this weekend via M&C Saatchi". Campaign Brief. 19 January 2010. Retrieved 17 November 2011. 
  36. ^ "ANZ creates 'Only GAYTM in the Village' as it rekindles Sydney Mardi Gras sponsorship - mUmBRELLA". mUmBRELLA. Retrieved 2016-02-13. 
  37. ^ Draper, Michelle (17 July 2007). "Lend Lease tipped for $100m Myer Docklands HQ". Brisbane Times. Retrieved 17 November 2011. 
  38. ^ Engelen, John (8 March 2010). "ANZ Centre – Corporate HQ Docklands, Melbourne". Dedece Blog. Retrieved 17 November 2011. 
  39. ^ World Architecture Festival: ANZ Centre, retrieved 18 November 2010
  40. ^ a b "ANZ to Sell its Old Melbourne Headquarters". 
  41. ^ "ASIC ready to launch rate-rigging case against ANZ". Financial Review. Retrieved 2016-02-13. 
  42. ^ Commission, c=au;o=Australian Government;ou=Australian Government Australian Securities and Investments. "15-060MR ASIC commences civil penalty proceedings against ANZ for BBSW conduct". asic.gov.au. Retrieved 2016-03-04. 
  43. ^ "anz traders joked about rigging headline interest rate". 
  44. ^ "ASIC files civil rate rigging case against ANZ". The Sydney Morning Herald. Retrieved 2016-03-04. 
  45. ^ http://download.asic.gov.au/media/3563864/originating-process-asicvanz.pdf
  46. ^ "ASIC Lobs New Rate Rigging Salvo at ANZ". 
  47. ^ "Bank rate rigging spreads as ANZ, Macquarie hauled into court over Malaysian ringgit cartel". 
  48. ^ "ANZ rate Rigging Case Could Drag into 2018". 
  49. ^ "Australian Banks and Land Grabs | Oxfam Australia". Oxfam Australia. Retrieved 2016-02-15. 
  50. ^ "ResourceSpace". resources.oxfam.org.au. Retrieved 2016-02-15. 
  51. ^ "ANZ ethics under scrutiny over Cambodian sugar plantation loan". The Sydney Morning Herald. Retrieved 2016-02-15. 
  52. ^ "ANZ faces accusations it financed business that forced villagers from land". Retrieved 2016-02-15. 
  53. ^ Gluyas, Richard (16 February 2016). "The Australian". Barrister Peter King calls for royal commission into provision of finance. Retrieved 16 February 2016. 
  54. ^ "Calls for Royal Commission into bank treatment of farmers". The Sydney Morning Herald. Retrieved 2016-02-16. 
  55. ^ a b "Parliamentary inquiry hears claims that farmers felt 'victimised' in loans affair". ABC Rural. Retrieved 2016-02-16. 
  56. ^ a b "Claims of Racism Surface in Oswals 15B ANZ Legal Battle". 
  57. ^ "ANZ Accused of Racial Bigotry Towards Indian Billionaires". 
  58. ^ "ANZ Settles High-profile Legal Dispute with Oswals". 
  59. ^ "ANZ boss Shayne Elliott draws up plan to fix toxic culture". Financial Review. 2016-01-18. Retrieved 2016-06-21. 
  60. ^ "ANZ women surely had little choice but to play along". The Sydney Morning Herald. Retrieved 2016-06-21. 
  61. ^ "ANZ set to apologise to broker Angus Aitken over sexism claims". 
  62. ^ "Bell Potter ANZ and Etrade Sale the Aitken Tale Gets Curiouser". 
  63. ^ "Ex-ANZ director John Dahlsen says bank culture, competition still need repair". 
  64. ^ "Sex Clubs, Racial Insults Inside ANZ's New York Office". 
  65. ^ "ANZ Hit with Sexually Aggressive Claims Against Managers". 
  66. ^ "ANZ grilled over Malay corruption scandal". The Sydney Morning Herald. Retrieved 2016-04-04. 
  67. ^ Media, WorkDay. "Malaysian corruption scandal deepens, raises more questions for ANZ". www.bankingday.com. Retrieved 2016-06-04. 
  68. ^ "ANZ Bank admits inability to control its Malaysian affiliate". 
  69. ^ "Calls for Financial Ombudsman Service to be disbanded over credibility issues". ABC News. Retrieved 2016-03-17. 
  70. ^ "The questions the Financial Ombudsman needs to answer". ABC News. Retrieved 2016-04-02. 
  71. ^ Media, WorkDay. "Australian Banking and Finance News from Banking Day". www.bankingday.com. Retrieved 2016-04-07. 
  72. ^ "ANZ Bank Slashes Hundreds of Jobs". 
  73. ^ "ANZ Bank Joins Tech Giants Creating Blockchain Hyperledger". 
  74. ^ "ACCC Clears Banks". 
  75. ^ "The Panama Papers: ANZ was the leading Australian bank in Mossack's universe". 
  76. ^ New Zealand Armorist, 76, 2000, p. 19 

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  • Restaurant Brands
  • Ryman Healthcare
  • Scales
  • Skycity Entertainment
  • Sky Network Television
  • Spark
  • Stride Property
  • Summerset
  • Tower
  • Trade Me
  • TrustPower
  • Vector
  • Vista
  • Vital Healthcare Property Trust
  • The Warehouse
  • Westpac
  • Xero
  • Z Energy
  • Former NZX 50 companies (partial list)
  • AFFCO
  • AMP
  • APN News & Media
  • Cavalier
  • Diligent Corporation
  • Fisher & Paykel Appliances
  • Goodman Fielder
  • Lion Nathan
  • Michael Hill
  • OceanaGold
  • Pacific Edge
  • PGG Wrightson
  • Pike River Coal
  • Pumpkin Patch
  • Rakon
  • Skellerup
  • Steel & Tube
  • Telstra
  • Tourism Holdings
  • v
  • t
  • e
Business in Australia
Institutions
  • Australian Competition and Consumer Commission
  • Australian corporate law
  • Australian Prudential Regulation Authority
  • Australian Securities and Investments Commission
  • Australian Takeovers Panel
  • Constitution of Australia, 1901 (Cth) corporations power
  • Economy of Australia
Stock Exchange
  • Australian Securities Exchange
  • S&P/ASX 20
  • S&P/ASX 50
  • S&P/ASX 200
  • S&P/ASX 300
  • Chi-X
Business associations
  • Australian Chamber of Commerce and Industry
  • Australian Hotels Association
  • Australian Industry Group
  • Business Council of Australia
  • Consult Australia
  • Minerals Council of Australia
  • National Farmers' Federation
S&P/ASX 50 companies
(alpha–sorted)
  • AGL Energy
  • Amcor
  • AMP
  • APA
  • Asciano
  • Aurizon
  • ANZ
  • ASX
  • BHP Billiton
  • Brambles
  • Caltex Australia
  • Coca-Cola Amatil
  • Commonwealth Bank
  • Computershare
  • Crown
  • CSL
  • Dexus
  • Goodman
  • GPT
  • Incitec Pivot
  • IAG
  • James Hardie
  • Lend Lease
  • Macquarie Group
  • Medibank
  • Mirvac
  • National Australia Bank
  • Newcrest Mining
  • Oil Search
  • Orica
  • Origin Energy
  • QBE Insurance
  • Ramsay Health Care
  • Rio Tinto
  • Santos
  • Scentre
  • Seek Limited
  • Sonic Healthcare
  • South32
  • Stockland
  • Suncorp
  • Sydney Airport Holdings
  • Telstra
  • Transurban
  • Vicinity Centres
  • Wesfarmers
  • Westfield
  • Westpac
  • Woodside Petroleum
  • Woolworths
Other notable companies
  • Adelaide Bank
  • Akubra
  • Alumina
  • Australian Radio Network
  • Australian Broadcasting Corporation
  • AXA Asia Pacific
  • Bendigo Bank
  • BlueScope Steel
  • Bunnings
  • Caltex
  • Camperdown Dairy International
  • Challenger
  • CIMIC
  • Citibank
  • Cochlear
  • Coles
  • Downer Group
  • Fairfax Media
  • Fosters
  • Gridware Cybersecurity
  • Harvey Norman
  • Holden
  • James Hardie
  • JB Hi-Fi
  • Jetstar Airways
  • John Holland
  • Macquarie Radio
  • Manildra Group
  • Metcash
  • National Storage
  • News Corp Australia
  • Nine Entertainment
  • Optus
  • Qantas
  • Qube Holdings
  • RM Williams
  • Seven West Media
  • Southern Cross Austereo
  • St George Bank
  • Star Entertainment Group
  • Vero Insurance
  • Virgin Australia
  • Zinifex
Corporate controversies
and collapses
  • Adelaide Steamship Company
  • Ansett Australia
  • Bridgecorp Holdings
  • Dick Smith Holdings
  • Firepower International
  • Great Southern Group
  • James Hardie asbestos controversy
  • Rodney Adler, Brad Cooper, Ray Williams and the collapse of HIH Insurance
  • King Brothers
  • Masters Home Improvement
  • Opes Prime
  • Pasminco becomes Zinifex
  • Poseidon bubble
  • Price fixing in the packaging industry
  • Rene Rivkin and the Offset Alpine fire
  • Jodee Rich and One.Tel
  • Christopher Skase and Qintex
  • Storm Financial
  • Timbercorp
  • WA Inc
  • Wayne Mansfield
  • Westpoint
Notable individuals
  • Peter Abeles
  • Warren Anderson
  • Reg Ansett
  • Alan Bond
  • Chris Corrigan
  • Robert Champion de Crespigny
  • Janet Holmes à Court
  • Robert Holmes à Court
  • Rod Eddington
  • John Elliott
  • Andrew Forrest
  • David Gonski
  • Joseph Gutnick
  • Lang Hancock
  • Margaret Jackson
  • Gail Kelly
  • Solomon Lew
  • Frank Lowy
  • David Morgan
  • Hugh Morgan
  • Lachlan Murdoch
  • Rupert Murdoch
  • Sidney Myer
  • Jacques Nasser
  • Frank Packer
  • James Packer
  • Kerry Packer
  • Clive Palmer
  • Arvi Parbo
  • Gina Rinehart
  • Dick Smith
  • Kerry Stokes
  • Ziggy Switkowski
  • Harry Triguboff
  • Malcolm Turnbull
  • Solomon Trujillo
  • Nicholas Whitlam
  • v
  • t
  • e
Banking in Australia
Bank regulation
  • Australian Prudential Regulation Authority
  • Australian Competition and Consumer Commission
  • Australian Payments Clearing Association
  • Four pillars policy
Central bank
  • Reserve Bank of Australia
Big Four
  • Australia and New Zealand Banking Group (ANZ)
  • Commonwealth Bank of Australia
  • National Australia Bank
  • Westpac Banking Corporation
Other banks
  • AMP
  • Bank of Melbourne (WBC)
  • Bank of Queensland
  • BankSA (WBC)
  • Bankwest (CBA)
  • Bendigo and Adelaide Bank
  • Cuscal
  • Defence Bank
  • Heritage Bank
  • Macquarie Group
  • ME Bank
  • Bank Australia
  • Qudos Bank
  • QT Mutual Bank
  • Rural Bank
  • Suncorp
  • St.George Bank (WBC)
  • Teachers Mutual Bank
  • Victoria Teachers Mutual Bank
Foreign banks
  • Arab Bank
  • Bank of China
  • Beirut Hellenic Bank
  • Citibank Australia
  • HSBC Bank Australia
  • ING Direct
  • Investec
  • Rabobank
Non-bank lenders
  • RAMS (WBC)
  • Mortgage Choice
  • GE Capital
  • Aussie Home Loans
  • Category:Banks of Australia
  • List of banks in Australia
  • Financial system in Australia
  • Economy of Australia
A plan car insurance bournemouth uni

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Our vision

Our vision

Discover ANZ's vision for recruitment and careers.

  • Our vision

Life at ANZ

Life at ANZ

Find out what it's like to work with us.

  • Life at ANZ

Graduate, Generalist Bankers and Intern Programs

Graduate, Generalist Bankers and Intern Programs

Find out about our Graduate, Generalist Bankers and Intern Programs

  • Program information

Opportunities

Opportunities

Find out about current opportunities and the ANZ recruitment and selection process.

  • Opportunities

Indigenous employment

Indigenous employment

Find out about Indigenous employment opportunities at ANZ.

  • Indigenous employment

Contact us

Contact us

Contact us for more information on careers.

  • Contact us

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For ANZ Secured Car Loan

The special online only rate is only available to approved applicants who apply for an ANZ Secured Car Loan online. You may receive a different rate if you apply for an ANZ Secured Car Loan through other channels such as an ANZ branch or over the phone. Interest rates are subject to change.

For ANZ Variable or Fixed Rate Personal Loan

For the purposes of this calculator, the following default interest rates are used and are subject to change:

Fixed interest rate: (comparison rate: )

Variable interest rate: (comparison rate: )

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