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Get cover for the things that matter
Why choose RACQ? We are a trusted name in insurance because we truly look after you when you need us. Choose from a variety of Queensland tailored policies, from home or car insurance, to pet insurance. When it comes to insurance, we’ve got you covered—from big ticket items to your treasured possessions. Don’t risk your insurance needs with anyone else.
Car Insurance designed for life in Queensland.
- Comprehensive Car Insurance
- Third Party Liability Insurance
- Fire, Theft and Third Party Insurance
Home and Contents Insurance
Protect your home and its contents, inside and out.
- Combined Home and Contents Insurance
- Home Insurance
- Contents Insurance
Life and Income Protection
Cover you can trust to be there when you need it.
- Life Insurance
- Income Protection Insurance
- Accident Insurance
Dog and cat insurance from a trusted brand. Get a quote and save $50 per pet.
- Dog Insurance
- Cat Insurance
Compulsory Third Party (CTP) Insurance
Switch to RACQ as your CTP insurer and enjoy extra benefits.
- CTP Calculator
- CTP claims
Purchase RACQ Travel Insurance and go into the draw to win a Canon DSLR Camera valued at $998*.
- Get Travel Insurance
- Travel Insurance FAQs
Caravan and Trailer Insurance
Enjoy the freedom that touring provides, knowing you're covered with RACQ.
Get comprehensive cover for your boat so you can get on with enjoying Queensland’s waterways.
Body Corporate Insurance
Whether you’re a body corporate or strata scheme, RACQ gives you the cover you need for your building or common contents.
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Ways to save
See how you can save when you take out RACQ Insurance.
How to claim
Making a claim on your insurance is quick and easy.
We’re here to help in an emergency. Keep these contacts handy.
Insurance products (excluding Travel Insurance and the Life and Income Protection Insurance suite of products) are issued by RACQ Insurance Limited – ABN 50 009 704 152. Contact our stores, agencies or phone 13 1905 to obtain a copy of the relevant Product Disclosure Statement. Please read our PDS carefully before you make any decisions about our products. Conditions, limits and exclusions apply.
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Comprehensive Car Insurance
NRMA Comprehensive Car Insurance covers your car for accidental damage, collision or crash, severe weather, theft, vandalism or malicious acts. Plus we cover the extras on your car like alloy wheels, sunroofs and custom sound systems.
Comprehensive Plus Car Insurance
NRMA Comprehensive Plus Car Insurance is our highest level of cover and gives you all the protection of our Comprehensive Car Insurance product with additional benefits such as excess-free windscreen, sunroof and glass cover. What's more, with NRMA Comprehensive Plus, you're never without a car. That's because we offer you the convenience of car hire up to $95 per day until your vehicle is repaired after an incident or your claim is settled.
Third Party Property Damage Car Insurance
At NRMA Insurance, we offer two levels of Third Party Car Insurance: Third Party Property Damage offers a basic level of protection covering you for damage you cause to someone else's car or property. It also covers damage to your car caused by an at fault driver for up to $5,000. Third Party Fire & Theft Car Insurance offers all the protection of Third Party Property Damage as well as additional fire and theft protection for your own car up to $10,000.
Third Party Fire & Theft Car Insurance
As with our Third Party Property Damage cover, NRMA Insurance Third Party Fire and Theft Car Insurance covers you for damage you cause to someone else's car or property up to $20 million.
However, with additional fire and theft protection for your own car up to a market value of $10,000, NRMA Insurance Third Party Fire and Theft is designed to give you extra peace of mind.
Veteran, Vintage or Classic Car Insurance
We will cover your veteran, vintage or classic vehicle for loss or damage if an incident we cover happens during the car insurance policy period. We will also cover you for Liability up to $20 million. Whether your pride and joy is a veteran (pre-1919), vintage (made between 1919 and 1930) or classic (15 years or older) vehicle, we can provide cover for its agreed value against accidental damage, theft, fire, storm, flood and more.
Why choose NRMA Car Insurance?
- Automatic cover for modifications, options and accessories
- Flexible excess levels to help reduce your car insurance premium
- With the Loyalty Discount, the more eligible policies you have and the longer you stay with us, the more you can save.
- Experience - we've been insuring Australians for over 85 years
- We cover anyone who drives your car***
- Lifetime guarantee on repairs we authorise
- 24/7 Helpline assistance
- No Claim Bonus - receive up to 65% No Claim Bonus if you have a good claims history
*** Additional excess applies to drivers under 25 or with less than 2 years' driving experience. Cover is subject to standard underwriting guidelines and policy terms. Cover applies to Motor Insurance policies, excludes CTP, commercial policies and specialty products.
NRMA Insurance is a provider of car insurance, motorcycle insurance, home insurance, business insurance, travel insurance, boat insurance, caravan insurance, life insurance, income protection and security in NSW, QLD, ACT & TAS. Get your insurance quotes today. For insurance in other states and territories visit SGIO in WA or SGIC in SA. NRMA Insurance is part of the Insurance Australia Group. Business address 388 George St Sydney, NSW (This address is unable to assist with enquiries) for any question or queries please contact us.
*National Roads and Motorists' Association Limited ABN 77 000 010 506 (the NRMA) is a separate & independent company from NRMA Insurance.
For more information about our products visit our sitemap. Insurance (except Travel insurance and Income Protection) issued by Insurance Australia Limited ABN 11 000 016 722 trading as NRMA Insurance. When making decisions about our insurance policies you should consider the applicable Product Disclosure Statement.
The Loyalty Discount replaces our previous discount structure, and applies to new eligible policies which commence on or after 16 March 2014, and renewing eligible policies which commence on or after 28 April 2014. For more details, please refer to the Premium, Excess & Discounts Guide.
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