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Welcome to IAT Specialty

IAT Specialty offers Excess and Surplus Lines coverage for the general agency marketplace. Operations are conducted from offices in Omaha, Nebraska and Scottsdale, Arizona.

We provide insurance for commercial risks involving general liability, liquor liability, excess/umbrella, property, and garage liability, in addition to a number of secondary coverages such as crime and inland marine. Most coverages offered are considered part of the Surplus Lines market and include more difficult risks that the standard lines markets will not offer. Our top classes of business include:

• Apartments• Grocery Stores• Artisan Contractors
• Condominiums• Shopping Centers• Mini/Self Storage Units
• Hotels/Motels• Warehouses• Lessor’s Risk
• Restaurants• Offices• Dwellings

IAT Specialty only conducts business through contracted independent general/wholesale agencies. Coverage is written in all fifty states. Insureds and/or retail agencies needing insurance through our Surplus Lines market should contact a general/wholesale agent in their local area.

IAT Specialty is part of the IAT Insurance Group and issues policies through a variety of companies within the group.

All companies within the IAT Insurance Group are rated A- by A.M. Best and include:

  • Acceptance Casualty Insurance Company, A- IX
  • Acceptance Indemnity Insurance Company, A- IX
  • Commercial Alliance Insurance Company, A- VI
  • Harco National Insurance Company, A- VIII
  • IAT Reinsurance Company Ltd., A- XI
  • Occidental Fire & Casualty Company of North Carolina, A- IX
  • Service Insurance Company, A- VI
  • TransGuard Insurance Company of America, A- VIII
  • Wilshire Insurance Company, A- IX
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Electric Insurance Company Partners with Cambridge Mobile Telematics to Launch Usage-Based Auto Insurance Pilot 7/27/2016

Electric Insurance Company®, a leading national provider of auto, home and excess liability insurance, today announced a partnership with Cambridge Mobile Telematics (CMT)| more >

Award Recognizes Personal Lines Customer Service Department as Service Department of the Year  06/22/2015

Electric Insurance Company® was presented with a Gold Stevie® Award in the Customer Service Department of the Year category in The 13th Annual American Business Awards in Chicago on Friday, June 22, 2015. | more >

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  • Occidental Homeowners Products from SageSure Alabama: Homeowners coverage offered in Mobile and Baldwin counties. Alaska: Homeowners coverage offered in Anchorage, Fairbanks North Star, Juneau, Kenai Peninsula and Matanuska Susitna. California: Homeowners coverage offered statewide. Louisiana: Homeowners coverage offered statewide. New Jersey: Homeowners coverage offered statewide. New York: Homeowners and Dwelling Fire coverage offered in Bronx, Dutchess, Kings, Nassau, New York, Orange, Putnam, Queens, Richmond, Rockland, Suffolk, Sullivan and Westchester Counties. South Carolina: Dwelling Fire, Homeowners and Condo-owners offered statewide. Texas: Homeowners coverage offered in South Texas. Virginia: Homeowners coverage offered statewide. Occidental Policyholder FAQs NEW CUSTOMERS How do I get insurance with Occidental? If you live in a location where SageSure offers insurance with Occidental (see above), contact a local agent and ask for Occidental Homeowners insurance through SageSure Insurance Managers. EXISTING CUSTOMERS What do I do if I have a claim? To report a claim, contact Occidental Claims anytime (24 hours per day, 7 days per week) at (800) 780-8423. You may also report a claim online at https://www.IATInsuranceGroup.com/claims/report-a-claim-property. How can I make a payment? Access your policy and make fast, secure payments online anytime at www.MySageSure.com. To mail a payment, please send to: PO Box 415842, Boston, MA 02241-5768. Your agent or broker can also accept payment over the phone or in person. How can I make a policy change? Your agent (listed on your policy declarations page) is your best resource for policy changes or any questions you may have. If you need further assistance, you may contact SageSure Customer Care at (800) 481-0643.
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