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Quidco aa car insurance

Why choose AA Breakdown Cover?

We're the UK's largest breakdown organisation – which means we fix more breakdowns at the roadside than anyone else.

There's no charge for labour at the roadside, and more than 95% of our breakdown cover reviews recommend us.

You can also enjoy exclusive Member benefits when you join the AA – which could save you more than the cost of your membership.

What makes our breakdown service so reliable?

We rescue someone every 9 seconds, and fix 4 out of 5 cars at the roadside – with repairs taking less than 30 minutes on average.

And we've been awarded 5 stars by independent research company Defaqto, for our comprehensive features and benefits.

Will you come out if I'm the passenger?

Of course. If you've got cover for you, we'll come to your rescue to fix any vehicle you're travelling in – whether as the driver, or as a passenger.

If you have vehicle cover, you're covered as the driver or passenger in the vehicle that's registered with us.

Will you charge me for call-outs?

With AA Breakdown Cover, you can call us out as many times as you need to without being charged. Basic Breakdown Cover, however, has a limit of one call-out.

Repeat call-outs for the same fault will not be covered.

How quickly can you reach me?

We've got the latest satellite technology to help find the shortest route to you – on average, we arrive within 45 minutes – and we give priority to people in vulnerable situations.

If you download our app, we'll get to you even faster – and you don't even have to call us. Just click to report your breakdown – we'll locate you by using your mobile phone's GPS signal.

Are there any restrictions on the vehicles you cover?

We can cover your vehicle as long as it's less than 3.5 tonnes (3,500kg) and no wider than 7ft 6in (2.3m). This applies to any caravans and trailers that are on tow as well.

This means that if you break down, we'll be able to recover your vehicle, if necessary.

We'll cover vehicles of any age or mileage. However, if they're used for reward – such as taxis, limos or delivery vehicles – we can't offer the optional Parts and Garage Cover.

Is my pet covered if I break down?

We do our best to accommodate pets wherever possible. If we can't transport your pet, we'll do what we can to help with alternative arrangements for them.

We recommend that you use suitable pet travel carriers, or restraints that are transferable – this helps to ensure that we can transport your pet safely.

Will family cover still apply to students away from home?

Yes – if you have drivers in your household living away from home at university or a temporary address in the UK, they're still covered if you have family cover.

Will my UK cover work in the Republic of Ireland?

The Republic of Ireland isn't covered under UK membership. However, we do have an arrangement with AA Ireland that means they'll provide you with an equivalent level of service if you break down there (apart from Parts and Garage Cover, which won't apply).

If you'd like additional cover while travelling to the Republic of Ireland, our European breakdown cover can offer alternative travel and accommodation costs, legal protection and more.

Can I buy cover if I've already broken down?

Yes, if you're currently broken down and not a Member, you can call our emergency lines 24/7, on 0800 88 77 66, to arrange cover and assistance.

Additional charges will apply if you don't already have cover when you break down.

How soon will I be covered if I buy online?

Your Roadside Assistance begins immediately after your online application has been successfully processed – we'll email you confirmation of your cover.

You'll receive your documents and membership card(s) through the post within 28 days.

If you've chosen At Home, National Recovery and Onward Travel, these will start 24 hours after your membership begins. Parts and Garage Cover begins 14 days after your cover has started.

How can I pay?

You can choose from 3 types of payment – annually by card or Direct Debit, or monthly by Direct Debit.

There's a cooling-off period of 14 days from the date you receive your cover documentation or your cover starts (whichever is later).

If you pay monthly, you'll pay an initial deposit by card before we set up a monthly Direct Debit from your bank account. Your first Direct Debit payment will be taken in two weeks' time. Your membership will then renew on a monthly basis and your account will be debited each month. This gives you the convenience of paying per month, together with the flexibility of being able to cancel your cover at any time – just give us 30 days' notice.

If you pay annually, you'll pay up front for a fixed 12-month policy and the overall price for a year will be lower than 12 monthly payments. There's no refund if you cancel after your cooling-off period though.

We only offer continuous payment options online, as this is the easiest way to arrange cover. However, if you'd prefer to make a one-off payment for one year of cover only, just call us on 0800 085 2721.

Is my online payment secure?

Yes – we use the highest form of encryption that's generally available, to make sure your payment is safe.

Our secure-server software scrambles all the details you enter before they are sent, so that only we can understand them.

Can I change my level of cover after I've bought it?

We'll write to you well in advance of your renewal, but if you'd like to talk to someone about renewing or changing your cover now, just call us on 0343 316 4444.

Lines are open Monday to Friday 8am to 8pm, Saturday 9am to 5pm.

Can I buy breakdown cover for someone else?

If you want to arrange personal cover for someone else, please call us on 0800 085 2721. However, if you just want to cover a specific vehicle you can buy vehicle cover online.

You can also buy breakdown cover gift membership if you'd like to buy cover as a present for someone else.

What should I do if I buy a new vehicle?

Let us know as soon as you can. We’ll need to update your Membership details accordingly – and remember, the new vehicle also has to be eligible for cover (terms and conditions apply). Once you've told us, the updated cover will then be ready to use 24 hours.

I'm a Blue Badge holder – how can I register my needs and get more information?

Our Disability Helpline is free to Members and provides information about helping you drive in the UK and overseas. You can register your special requirements, which will help us tailor our breakdown services to you.

For instance, if you're a wheelchair user with Roadside Assistance plus National Recovery, you might need our Onward Mobility Network of accessible vehicles. You'll be able to travel in comfort and safety if we're taking your vehicle home.

Just call our free helpline on 0800 26 20 50.

If you need information in large print, audio or Braille, just ask – you can email our customer services team at customer.services@theaa.com, or let us know when you call our helpline.

If you’ve broken down, you can text us on 07860 027 999

To use the Next Generation Texting Service (NGTS – formerly known as Text Relay), just prefix any of our numbers with 18001.

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Churchill car insurance existing claims

Having in excess of 1,000 more dedicated vehicles than any other UK breakdown service provider, you know you will be in safe hands when you buy cover from the AA. The motoring organisation offers unlimited call-outs, as well as free fuel top-ups, recovery from mud and snow and up to £5 worth of free parts when it comes to roadside repairs. Customers will also benefit from award-winning policies as the AA offer Which? Recommended and Defaqto five-star cover.

Get a quote and buy through Topcashback and you will save even more thanks to our AA breakdown discount code deals. If you are not already signed up, you can do so using the form at the bottom of this page and start saving. Once you have purchased AA breakdown cover, register for My AA and you can manage your account online, as well as save time by choosing for your renewal to be processed automatically when setting up a Direct Debit or continuous payment by credit or debit card.

Different types of car insurance coverages

Customise Your Cover Options


The AA's standard cover is customisable to meet your needs. AA Roadside Assistance offers help for breakdowns which occur more than a quarter of a mile from your home, 24/7, and if your car cannot be repaired at the roadside, they will take you and your vehicle to a nearby garage. This basic cover can be enhanced to suit you through options such as National Recovery, At Home and Onward Travel.

With National Recovery, if your vehicle cannot be fixed, you and up to seven passengers, along with your car, will be taken to any single destination in the UK. If you should break down within a quarter of a mile of your home, they will come out to you if you have chosen the At Home option at a time which suits you, while if you take out Onward Travel and they cannot fix your car immediately, it will provide cover for car hire, overnight accommodation or public transport costs.

If you feel you would not make use of all of these benefits, their Basic breakdown product will cover a single vehicle for one call-out a year. If you then need to call them out again, you will pay £99 each time. If you are unsure which cover option to go for, answer a few simple questions and they will point you in the right direction.

AA Breakdown Cover Features
  • Member Benefits

      Not only can you make great savings with our AA breakdown cover deals, but as an AA member, you will be able to take advantage of a number of exclusive and enhanced benefits.

      These include up to 20% off at Costa Coffee, Burger King, Eat & Drink and other outlets at Moto service stations, as well as 20% off food and drink at more than 1,000 inns and restaurants, including Toby Carvery, Harvester, All Bar One and Vintage Inns.

      When it comes to hiring cars, meanwhile, members can save up to 15% on UK, European and North American rentals with Alamo Rent A Car, Enterprise Rent-A-Car and National Car Rental when booking through the AA portal. Gold and Silver members will enjoy even greater cover for free. You will become a silver member once you have held AA breakdown cover for a year and a gold member when you have had it for five years.


  • The AA Application

      Download the AA app and you will be able to use it to report a breakdown, as well as find cheaper fuel and parking spaces and access useful information.

      Discover the best way to reach your destination by using their Route Planner, while you will be able to avoid toll roads, congestion charges and motorways if you wish. The Traffic Watch feature will provide you with real-time information on congestion and accidents, while they will also remind you when your MOT and road tax is due.

      As an AA member, not only will you be able to report a breakdown in the quickest time by using the app, but you will also be able to track the person they send out to assist you with your recovery. Download the app from Google Play or the App Store for your Android or iOS device and you can also show it on your phone to save 20% at numerous restaurants.

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* Free Onward Travel cover

New Members buying AA Breakdown Cover with National Recovery can add Onward Travel cover at no extra cost.

This introductory offer applies to our online prices and is available for the first year of your AA Breakdown Membership only. You can cancel the Onward Travel cover after the first year.

We'll contact you before the end of your first year to let you know that your free Onward Travel cover is coming to an end. We'll also give you details of renewal costs for the following year if you'd like to continue with your cover. You can cancel your Onward Travel cover before it's due for renewal.

If you don't let us know of any cancellation, we'll assume you wish to continue with your cover and we'll auto-renew it as follows:

  • If you opted to pay for your AA Breakdown Cover annually, we'll use the payment details we hold for you to automatically renew your annual Onward Travel cover after the expiry of the initial free term of 12 months.
  • If you opted for the continuous monthly cover, in the 13th month of your membership with us, unless instructed otherwise, we'll use the payment details we hold for you to take monthly payments for your Onward Travel cover on a continuous monthly basis.

This offer is not available to Members arriving to the AA website from 'cashback' websites including Quidco, Top Cashback, Asperity and Greasy Palm. There is no cash alternative to this offer and we reserve the right to withdraw or alter this promotion without prior notice at any time.

1 Arrangement and administration fee

Prices shown include fees payable under a separate contract between you and Automobile Association Insurance Services Limited (AAIS) for arranging and administering your cover. The fees are £24.96 for vehicle cover and cover for you, £34.92 for cover for two people and £44.88 for family cover. There is also a fee of £9.96 each for National Recovery, At Home and Onward Travel and Parts and Garage Cover (though if you're receiving one of these for free as part of a promotion a fee won't be charged for it). If paying monthly, these fees will be split across your monthly payments. By paying these amounts you will enter into the contract with AAIS. Please see the terms and conditions for more information.

Commission Disclosure

AAIS act for the insurer(s) in marketing their insurance products: AAIS is authorised to act for the insurer when entering into a contract of insurance with you on their behalf. AAIS may receive and retain commission from the insurer in respect of any insurance that you take out through it.

Good to know

By vehicle, we mean any roadworthy vehicle, such as a car, motorbike, van, caravan or minibus – must be under 3.5 tonnes and 7ft 6in (2.3m) wide. See the terms and conditions for full details. If you are towing, have a motorhome or need guidance call us on 0800 085 2721. Cover for people living in the Channel Isles or Isle of Man is only available on this number too.

If you have a fleet of vehicles, you need business cover.

If you've broken down, please call us on 0800 887766 for immediate cover, as the prices shown won't apply.

Your renewal price will be based on your individual circumstances, which include things like where you live, your breakdown history and any other relevant information we hold about you as a customer of the AA Group.

Please read the terms and conditions, which contain details of our service, before you buy. AA Breakdown Cover is arranged by Automobile Association Insurance Services Limited which is authorised and regulated by the Financial Conduct Authority (FCA). You can check their register or call the FCA on 0800 111 6768.

Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 2414212.

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