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Worst job titles for car insurance

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Our society is experiencing a job titles madness nowadays, with new names popping out day after day.
Sometimes it comes from a real necessity, other times it is just a smart way to make somebody feel more important regarding their role in a firm, and then again sometimes job titles look like a joke from somebody who was willing to have a laugh that day.
This is certainly the case of the hysterical job titles that we feature in this post. Obviously some of these are not the subjects’ “real” job titles, but only the way the person’s role is described during an interview, but we can’t deny that they are equally hilarious.

Here we are, with the 21 most hilarious job titles ever.

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No. 10: Mail carrier

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Amid ongoing downsizing at post offices, the U.S. Bureau of Labor Statistics, or BLS, has estimated that the number of postal worker positions will decrease 28 percent over the 10 years ending in 2022. CareerCast says the mail carrier field has the worst chances for growth of all 200 jobs in the study.

But the outlook is still good for jobs delivering mail to the country's out-of-the-way corners, says Jeanette Dwyer, president of the labor union the National Rural Letter Carriers' Association.

What's good about being a mail carrier?

Despite the sometimes monotonous routes, inclement weather and physical strains of the job, Dwyer says the human connections many mail carriers establish can make it worthwhile.

"It gives you a sense of satisfaction, particularly on the rural routes where you have elderly customers, veterans and people that you are their only link (to the outside world)," she says.

Mail carriers across the U.S. earn a median salary of $51,790 per year, and you don't need a college degree to break into the field. Mail carrier skills such as record keeping, sorting and driving can transfer to other jobs.

No. 9: Firefighter

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"When you put on the uniform and you jump on the firetruck, you know that every day you go to work can be your last day," says Mark Treglio, director of strategic campaigns for the International Association of Fire Fighters. "You don't dwell on it, but you understand that injuries come with the job."

Firefighters typically earn about $45,250 per year, are often required to work more than 40 hours per week and may have to keep fighting the same fires for days.

A highly hazardous job

They face one of the highest injury rates across all occupations, according to the BLS. In his many years as a firefighter, Treglio has fallen through floors, tumbled down stairs and had a roof collapse on him.

Still, he says the job is worth it. "When you get on scene and somebody's not breathing and you're able to bring them back ... there is not a better reward in the world."

But he admits it takes a certain mentality to run toward a burning building.

"I really think our job is more of a calling ... than a job," he says.

No. 8: Taxi driver

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Cabbies have always had it tough. And thanks to rideshare services like Uber and Lyft, competition is getting fiercer. Now that anyone can ferry passengers part time, the job of taxi driver has become even more difficult, says Barry Korengold, a seasoned driver and president of the San Francisco Cab Drivers Association.

"We're playing on a very unfair playing field right now," he says, noting that rideshare drivers aren't regulated in the same way as cabbies.

While the market for taxi drivers is expected to grow by 16 percent over the 10 years ending in 2022, the median pay is only about $11 per hour, or less than $23,000 annually, according to the most current BLS data.

Grueling hours, obnoxious passengers

Workdays are long -- sometimes 10 to 12 hours for full-timers, says Korengold. He appreciates the job's flexibility but says he could do without the frequent rudeness from cab customers.

"We get a lot of disrespect, and then after a while that wears on you," he says. "People treat you like crap, so you have to defend yourself. You end up putting up this wall."

No. 7: Corrections officer

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The work environment is tough. The patrons are even tougher. A corrections officer must face the daily stresses and dangers that come with keeping prisoners in line.

Working at federal, state and local facilities, as well as with private security companies, correctional officers earn median salaries of $38,970 per year, according to the BLS. Overtime is commonly required.

Safety, sickness and stress

For obvious reasons, it's considered one of the riskier occupations, carrying higher exposure to illness and injury. The job also offers a significant amount of stress. Officers must stay alert while on duty and be well-versed in safety protocols and emergency procedures.

Despite the demanding work, corrections officers face increased competition for jobs. The occupation is growing more slowly than average amid declining crime rates and government belt-tightening.

No. 6: Photojournalist

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The trends are negative for news photographers. The market for these jobs is shrinking as the newspaper business declines, and as online outlets turn to syndication services for photos or rely on "citizen journalists" who can take great-quality pictures simply by using their smartphones.

The BLS says job growth in the general category of photographers is slower than average and says salaried jobs are becoming scarcer as media companies make greater use of freelancers rather than hiring their own staff photographers.

Rewards come with risks

CareerCast says its research shows photojournalists typically earn less than $30,000 annually, but the BLS says the median for photographers working for newspapers, magazines and the like is a little over $44,000 per year.

Photojournalists observe and capture history as it unfolds, but the assignments -- which might include shooting wars, civil unrest and natural disasters -- can be hazardous.

A bachelor's degree is often required, and not necessarily in photography. National Geographic says its photojournalists have degrees in a range of disciplines including journalism, anthropology, psychology and fine arts.

No. 5: Broadcaster

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Competition for broadcasting jobs is already fierce -- and it's only going to get tighter. The job market for broadcast reporters and news analysts is shrinking by about 13 percent over the 10 years ending in 2022, according to the BLS, as television stations, radio stations and other news outlets face dwindling advertising dollars.

Consumers are getting more of their news online, and radio and TV stations are replacing local content with syndicated fare. Those are trends resulting in fewer broadcast jobs and more responsibilities for those who are still employed.

The pay isn't great

CareerCast's research finds median pay in this field is a little over $29,000 per year, while the most recent BLS statistics show median salaries of about $37,000 for correspondents and analysts and $27,750 for announcers.

Broadcasters face constant deadlines and long and erratic working hours, particularly when major events and breaking news unfold.

No. 4: Cook

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"You have to be a certain type of person to be in this industry," says Thomas Macrina, a chef for nearly 40 years and the president of the American Culinary Federation.

A member of the cooking profession must be able to manage a kitchen, control the quality of food, keep up with incoming orders and coordinate with front-of-the-house staff to ensure customers are satisfied. It's not easy and requires a fair amount of physical labor.

A recipe for stress

The most recent BLS statistics show head cooks and chefs earn a median of more than $20 per hour -- $42,480 per year -- but you'll need culinary training and years of work experience to get there. You must endure long hours, be prepared for injuries and fight for the best positions, since the industry's growth is slower than average.

But the day-to-day stress isn't necessarily bad, says Macrina.

"I don't call it stress; I call it excitement," he says. "Your goal is to feed, let's say, 200 customers in an hour, and make everyone feel like they've had the best meal in the world. It's an accomplishment."

No. 3: Enlisted military personnel

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When Uncle Sam wants you, you accept risks and stress. Enlisted military personnel may live amid constant danger and find themselves stationed away from their families for long periods of time.

Even so, Michael Arsenault, vice president of candidate services for the military job placement and recruiting firm Bradley-Morris, isn't sure this profession belongs on a worst-jobs list.

"In such a large organization, there are all different types of specialties and trainings and occupations and jobs, ranging from the infantrymen to the logistics specialists to the person who does intelligence work to the band," he says.

An arsenal of perks

Median pay for an enlisted member of the armed forces is $44,283 annually, reports CareerCast, but compensation varies with experience. Base pay for active-duty Army privates with less than two years of training, for example, is $18,378 a year, reports GoArmy.com.

Arsenault is quick to point out that military compensation extends far beyond base salary and includes education benefits, job training, free housing and travel opportunities.

No. 2: Lumberjack

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Long hours, physical demands, high risk of injury and paltry job growth made lumberjack the No. 1 worst job in the country for 2014. Its ranking has only slightly improved for 2015.

"My day usually starts at 6 o'clock in the morning, and I get home when I get done what I have to do that day," says Doug Fleegle, owner of DF Logging Inc. in Palmyra, Pennsylvania. "It's a 12-, 13-hour day."

Logging workers earn a median of $33,630 per year, according to the most recent BLS data. You don't need postsecondary education to break into the field, but it can be tough finding work in an industry expected to shrink by 9 percent over the decade ending in 2022.

The joys of shouting, 'Timber!'

Even so, the physical work in the great outdoors makes the profession worthwhile, says Fleegle.

"You can take a 30-inch or a 36-inch poplar or oak tree that weighs thousands of pounds, and you can lay that down in a spot exactly where you want to put it, exactly how you want to do it without damaging trees around it," he says. "To be able to do that with something that size, to me, is just fantastic."

No. 1: Newspaper reporter

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The headlines about the newspaper profession have not been very encouraging and have helped to put it at the top of this year's worst-jobs roster. Publication schedules and jobs have been cut amid growing online competition and shrinking advertising revenues.

Print journalists also must deal with stiff job competition, stagnant salaries, tight deadlines and unpredictable work schedules.

"You have to cope with stress efficiently or basically just surrender to it," says Sonny Albarado, a former president of the Society of Professional Journalists, a trade organization based in Indianapolis.

But many still love journalism

The BLS shows that the median salary for reporters is $40,810, and CareerCast says jobs in the field are in the midst of a 13 percent decline over 10 years.

However, many journalists love their career, and those with a reporter's skill set could apply their research and writing skills to communication gigs for online news venues, nonprofit organizations or other media outlets.

"Despite the doom and gloom, being a journalist is still one of the best damn jobs on the planet," Albarado says.


Racing drivers and footballers take first and second position on the podium when it comes to costly car insurance premiums, research has found.

Funfair employees, scrap dealers and exotic dancers also fare badly, while nurses have the cheapest insurance and coastguards and bursars are also favoured.

It may come as a surprise that racing drivers top the list, seeing as they ply their trade behind the wheel – but according to data from comparison website Moneysupermarket.com, it costs on average £1,591 a year for them to insure their motor.

However, it may not come as that much of a shock that footballers are high up. Many Premiership stars have brash over-the-top expensive vehicles, kitted out with the latest gadgets and equipment, while hardly a week goes by without a story of a footballer having a prang in his car.

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A tale of two jobs: Nurses, such as Tina Hobley's character in Holby City, will pay far less for their car insurance than a professional driver like Jenson Button.

One example saw Nicklas Bendtner, in 2009, – playing for Arsenal at the time – smash his £120,000 Aston Martin into a tree on the A1, writing off the vehicle. Some crashes have seen more tragic consequences with players and members of the public dead.

Footballers, as well as racing drivers, get hit with high premiums because they are also worth an incredible amount of money to both their clubs and sponsors, with some having price-tags in the double-digit millions.

The average insurance cost for footballers is £1,554.  Although that is a fraction of the wages Rooney and his fellow Premiership players earn in a week, it is skewed by cheaper lower league footballers and is likely to be far less than such a high profile star would pay in insurance.

Moneysupermarket says that those topping the most expensive premiums list have a reputation of ‘living hard and fast,’ so insurers might have been stung with high cost pay outs from this type of profession which means they price them higher as the risk is greater.

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Written off: An Aston Martin similar to the one Nicklas Bendtner wrote off three years ago

On the flipside, nurses are on average, the cheapest profession to insure. Perhaps some consolation in theregular debate over the wages nurses get for saving lives, compared to footballers’ who some see as overpaid prima donnas.

The average car insurance premium for a nurse is just £255, according to the data. Moneysupermarket say that ‘nurses tend to be female’ which is reflected in the lower premiums they pay.

However, this could change by 21 December when premiums for females are set to rise due to the EU Gender Directive that comes into force. This will stop insurers being able to use gender as a factor when pricing cover.

Industry experts have warned that female drivers, especially young ones, could see their premiums rise by as much as a quarter to bring costs in line with what male motorists pay – and some experts believe females could see their premiums go up by half.


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A number of public sector workers feature in the top ten cheapest professions, including magistrates, school crossing wardens and head teachers.

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Cheap insurance: Nurses have car premiums, costing £255 a year

Pete Harrison, car insurance expert at MoneySupermarket, said: ‘Insurers measure risk in a number of ways and your profession could speak volumes about your risk as a driver, according to insurance providers. Our research clearly shows that the racier your job, the more expensive your premium will be.’

Elsewhere in the analysis of over 16million quotes from the past year, students fare badly due to the fact they tend to be young and less experienced drivers – for this reason, the average insurance costs tend to be over £1,000.

The nation’s retirees pay the least overall, with typical cover costing just £253 for the year – whereas motorists registering themselves as unemployed will be charged an average £773 a year.

Retired drivers are considered less risky as they have years of experience, have built up no claims bonuses and are likely to drive fewer miles each year.

Those who are unemployed get hit from both sides, especially if they need to drive to find work and attend job interviews. Insurers tend to charge a lot more for this type of driver, at a time when the case may be that they can least afford it.


Motor racing drivers
Other sportsmen
Funfair employees
Scrap dealer
Exotic dancer
Disc jockey
TV presenter
Students and apprentices


State enrolled nurse
Guest house proprietor
Distillery worker
School crossing warden

Kevin Pratt, insurance expert at MoneySupermarket, said: ‘Insurers have built up a bank of knowledge of how those who have a particular profession behave behind the wheel. Mostly it plays into the typical age and gender of the driver.

‘However with some professions it might not be so clear cut and it might be other factors of a driver's profile and personality that has more bearing on the premium they pay.

‘Sometimes people find it hard to class their profession using the lists provided by insurers but I advise people looking for cover concentrate more on picking the most accurate description on the list than the one that might provide the cheapest quote.

‘Giving information that isn't wholly accurate could mean you end up paying for cover that isn't valid or even be classed as filling in your details fraudulently by an insurer.’

Last week, This is Money reported how car insurance costs are starting to be driven down due to increasing competiton amongst insurers - this resulted in premiums dipping by 2.9 per cent between June and September 2012.

However, car insurance costs are still up 5.6 per cent over the past 12 months'.


I remember a meeting with an expert in the car insurance industry who said croupiers and journalists get stung because of the nature of their job.

Those who work in places like casinos and do unsociable hours may leave their cars in high risk places overnight, increasing their risk of theft and damage.

Croupiers at casinos also have notoriously high premiums, due to angry punters losing vast money in the casino blaming them and vandalising the croupier's car.

Journalists also get a raw deal – even though the role has changed in recent times. A common presumption is that they still use the car more than average, have a high risk of an important passenger being in the car with them and that they are a higher risk due to social drinking on the job.

Builders and electricians are in an occupation that entails the use of expensive tools for the job - meaning they can be a target for a break-in to steal the tools – and they are a higher risk.


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